Portfolio recovery associates is a collection agency that purchases debts from creditors and lenders and follow consumers for recovery of these unpaid debts. Dealing with collection agency like PRA is one of the challenging tasks for individuals. Regular calls and contacts from this firm would disturb the smooth life of individuals. Facing these calls would not less than a nightmare for an ordinary human.
A large number of people have filed cases against this collection agency for their aggressive and unfriendly behavior. They are also found to ask consumers for debts which have already been settled or have been dismissed by the court. The pressure tactics adopted by this firm would push consumers to even pay debts which are not owed by them. Many times consumers would pay collection agency the wrong debts just to get rid of troubles created by them.
The presence of Portfolio Recovery Associates is an ongoing threat for your credit score. This firm could damage your credit score to great extent, if you would not take any measures or precautions to avoid it. For most of the ordinary folks it sounds to be difficult task to tackle issues raised by Portfolio Recovery Associates. In cases where you think that it is hard for you to manage and handle Portfolio Recovery Associates collection agency then taking the services of credit repair firm is an ideal option in your hand to solve your matters. A huge number of individuals got success to resolve their issues with the help of credit repair firms. Whenever you decide to hire a credit repair firm, you should verify the creditability of the firm prior to take their services. In my personal opinion, a firm like Lexington Law is the ideal pick to solve your credit matters where you are unable to deal with.
